Both Medicare Advantage and Affordable Care Act policies have copays and deductibles.   I can offer plans designed to fill in these gaps.  I also have plans for specific perils like accident, cancer, etc. that can cover costs over and above what traditional “major medical” plans provide.

Many people have heard about Long Term Care insurance, some that have looked at the costs for this have found it to be unaffordable.   I offer some Short Term Care policies that cover up to a year of coverage for nursing facilities and/or in home care.   These policies can also be used to cover the waiting period for traditional Long Term Care coverage.