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Plan Enhancer, by Allstate
If your employer paid or private insurance plan has a very high deductible, this “plan enhancer” may be what you’ve been looking for. For a very low cost, it will cover the main concerns of those that have high deductibles, namely accidents and illnesses requiring hospitalizations. For example, if the “Plan Enhancer 7900 + Sickness & Hospitalization” is selected:
- up to $7,900 of medical expenses due to an accident will be covered after a $250 deductible.
- a lump sum payment of $7,900 will paid after the 1st night of a hospitalization due to sickness.
While this coverage is not guaranteed, and is only available for adults age 18-64, it provides tremendous value. You’ll be surprised how affordable this coverage is!
Please see the brochure – there are many options, but the Plan Enhancer + Sickness & Hospitalization can provide a very good companion to an employer paid or ACA health insurance plan.